See downsizer super contributions dragon link tips on the ATO website. You can also make contributions to your super from your after-tax pay. You may be able to carry forward unused concessional contributions if your super balance is less than $500,000 at 30 June of the previous financial year.

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Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the relevant product terms and conditions which are available at anz.com before deciding whether to acquire, or continue to hold, a product. Interest calculated daily, paid monthly and interest rates subject to change from time to time. Bonus interest applies when eligibility criteria met. Bonus interest is payable only on balances up to $500,000.

Get some no obligation, friendly support and book an appointment to speak with a Home Loan Specialist today. In this scenario, Cara’s take home pay will drop by $10,000. Cara will save $2,977 in tax on income and super, and have an extra $12,977 in her super. You can split your employer super contributions with your spouse. Contact your fund or see contributions splitting on the ATO website for more information. You must be age 55 or older and meet the eligibility requirements.

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Monthly account service fee waiver applicable to ANZ Access Advantage accounts if you deposit $2,000 or more by the last business day of the calendar month. You must satisfy the monthly deposit requirement to be eligible for the waiver in a particular month. We’ve got a handy tool to help you consider some other options.Our bank accounts comparison tool will show you some options side-by-side for transaction, savings and term deposit accounts.

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Earn interest and access your money with no monthly account fees. A savings account gives you access to your money at any time but has an interest rate that can change. This information does not take your personal objectives, financial situations or needs into account. You should consider its appropriateness to your circumstances before acting on this information.